*{ box-sizing:border-box; margin:0; padding:0; }
  html{ scroll-behavior:smooth; }

  body{
    background:
      radial-gradient(ellipse 900px 500px at 78% 55%, rgba(217,43,28,0.16), transparent 60%),
      radial-gradient(ellipse 700px 700px at 10% 0%, rgba(217,43,28,0.06), transparent 55%),
      var(--bg-0);
    color:var(--white);
    font-family:'Inter',sans-serif;
    min-height:100vh;
  }

  .wrap{
    width:100%;
    max-width:1400px;
    margin:0 auto;
    padding:0 48px;
    box-sizing:border-box;
  }
  @media (max-width:600px){
    .wrap{ padding:0 20px; }
  }

  /* header/nav-row/nav/.home-btn/nav ul/nav a intentionally not duplicated here —
     they're defined once in global.css so every page renders an identical header.
     (This file used to have its own copies with different values, which was
     exactly why headers looked inconsistent page to page.) */

  @media (max-width:860px){
    nav ul{ justify-content:center; gap:16px 24px; }
  }
  @media (max-width:480px){
    nav ul{ gap:12px 16px; justify-content:center; }
    nav a{ font-size:11px; letter-spacing:1px; }
  }

  /* ---------- SECTION DIVIDER ---------- */
  .section-divider{
    height:4px;
    width:100%;
    position:relative;
    background:var(--red-dim);
    overflow:hidden;
  }
  .section-divider::before{
    content:'';
    position:absolute;
    top:0; bottom:0;
    left:0;
    width:35%;
    background:linear-gradient(90deg, transparent, rgba(255,255,255,0.9) 50%, transparent);
    filter:blur(1px);
    animation:dividerSweep 2.4s ease-in-out infinite;
  }
  @keyframes dividerSweep{
    0%{ transform:translateX(-120%); }
    100%{ transform:translateX(385%); }
  }

  /* ---------- ALTERNATING COLOR BAND ---------- */
  .band-alt{
    position:relative;
    border-top:none;
  }
  .band-alt::before{
    content:'';
    position:absolute;
    top:0; bottom:0;
    left:50%;
    width:100vw;
    transform:translateX(-50%);
    background:linear-gradient(160deg, #241109 0%, #180c08 100%);
    z-index:0;
  }
  .band-alt > *{
    position:relative;
    z-index:1;
  }

  /* ---------- BUTTONS ---------- */
  .btn{
    font-family:'Oswald',sans-serif;
    font-weight:600;
    font-size:14px;
    letter-spacing:1.5px;
    text-transform:uppercase;
    padding:18px 34px;
    border-radius:2px;
    text-decoration:none;
    display:inline-block;
    transition:transform .15s ease, box-shadow .15s ease;
    border:none;
    cursor:pointer;
  }
  .btn:hover{ transform:translateY(-2px); }
  .btn-solid{
    background:var(--red);
    color:var(--white);
    box-shadow:0 8px 24px rgba(217,43,28,0.35);
  }
  .btn-solid:hover{ box-shadow:0 10px 30px rgba(217,43,28,0.5); }
  .btn-outline{
    background:transparent;
    color:var(--white);
    border:1px solid rgba(242,239,233,0.4);
  }
  .btn-outline:hover{ border-color:var(--white); }

  /* ---------- HERO ---------- */
  .fin-hero{
    max-width:720px;
    padding:64px 0 8px;
  }
  .eyebrow{
    font-family:'Oswald',sans-serif;
    font-size:13px;
    font-weight:500;
    letter-spacing:4px;
    text-transform:uppercase;
    color:var(--red);
    margin-bottom:18px;
  }
  h1{
    font-family:'Oswald',sans-serif;
    font-weight:700;
    font-size:clamp(32px, 4.4vw, 50px);
    line-height:1.05;
    letter-spacing:-0.5px;
    text-transform:uppercase;
    color:var(--white);
    margin-bottom:20px;
  }
  .fin-hero p{
    font-family:'Inter',sans-serif;
    font-size:15.5px;
    line-height:1.75;
    color:#cfccc6;
  }

  /* ---------- PAYMENT SCHEDULE BLOCK ---------- */
  .shop-pay-block{
    max-width:720px;
    margin:0 auto; /* centers it within .wrap — the max-width alone just caps its
                       width but leaves it stuck against the left edge */
    padding:56px 0 40px;
  }
  .shop-pay-block .sp-inner{
    background:rgba(10,9,8,0.55);
    border:1px solid rgba(242,239,233,0.12);
    border-radius:6px;
    backdrop-filter:blur(4px);
    -webkit-backdrop-filter:blur(4px);
    padding:32px;
  }
  .shop-pay-block .sp-row{
    display:flex;
    align-items:center;
    gap:16px;
    margin-bottom:18px;
    flex-wrap:wrap;
  }
  .shop-pay-badge{
    font-family:'Oswald',sans-serif;
    font-weight:700;
    font-size:15px;
    letter-spacing:0.5px;
    color:var(--white);
    background:var(--red);
    padding:8px 16px;
    border-radius:4px;
    display:inline-block;
  }
  .shop-pay-block p{
    font-family:'Inter',sans-serif;
    font-size:14.5px;
    line-height:1.7;
    color:var(--gray);
    margin-bottom:14px;
  }
  .schedule-list{
    list-style:none;
    display:grid;
    gap:14px;
    margin-top:8px;
  }
  .schedule-list li{
    display:flex;
    align-items:baseline;
    gap:14px;
    padding:14px 16px;
    background:rgba(255,255,255,0.02);
    border:1px solid var(--line);
    border-radius:4px;
  }
  .schedule-pct{
    font-family:'Oswald',sans-serif;
    font-weight:700;
    font-size:20px;
    color:var(--red);
    min-width:56px;
  }
  .schedule-label{
    font-family:'Inter',sans-serif;
    font-size:14px;
    color:var(--white);
  }

  /* ---------- HOW IT WORKS ---------- */
  .steps{
    padding:48px 0 24px;
    max-width:900px;
  }
  .section-head{
    font-family:'Oswald',sans-serif;
    font-weight:600;
    font-size:13px;
    letter-spacing:3px;
    text-transform:uppercase;
    color:var(--red);
    margin-bottom:24px;
  }
  .step-grid{
    display:grid;
    grid-template-columns:repeat(3, 1fr);
    gap:28px;
  }
  @media (max-width:800px){
    .step-grid{ grid-template-columns:1fr; }
  }
  .step{
    padding:22px;
    background:rgba(255,255,255,0.02);
    border:1px solid var(--line);
    border-radius:4px;
  }
  .step .s-num{
    font-family:'Oswald',sans-serif;
    font-weight:700;
    font-size:13px;
    letter-spacing:1.5px;
    color:var(--red);
    margin-bottom:8px;
  }
  .step .s-title{
    font-family:'Oswald',sans-serif;
    font-weight:600;
    font-size:15px;
    text-transform:uppercase;
    letter-spacing:0.5px;
    color:var(--white);
    margin-bottom:8px;
  }
  .step p{
    font-family:'Inter',sans-serif;
    font-size:13.5px;
    line-height:1.6;
    color:var(--gray);
  }

  /* ---------- FAQ ---------- */
  .faq{
    padding:72px 0 64px;
    max-width:800px;
  }
  .faq-item{
    padding:18px 0;
    border-bottom:1px solid var(--line);
  }
  .faq-item .q{
    font-family:'Oswald',sans-serif;
    font-weight:600;
    font-size:14.5px;
    letter-spacing:0.3px;
    color:var(--white);
    margin-bottom:8px;
  }
  .faq-item .a{
    font-family:'Inter',sans-serif;
    font-size:13.5px;
    line-height:1.65;
    color:var(--gray);
  }

  /* ---------- FOOTER ---------- */
  .footer-badge-wrap{
    position:relative;
    height:0;
  }
  .footer-badge{
    position:absolute;
    top:-50px;
    left:50%;
    transform:translateX(-50%);
    width:100px;
    height:100px;
    z-index:2;
    border-radius:50%;
    overflow:hidden;
    border:2px solid var(--red);
    box-shadow:0 8px 24px rgba(0,0,0,0.6), 0 0 20px rgba(217,43,28,0.35);
    background:var(--bg-0);
  }
  .footer-badge img{
    width:100%;
    height:100%;
    object-fit:cover;
  }

  footer{
    border-top:1px solid var(--line);
    padding:60px 0 22px;
    position:relative;
    width:100%;
    box-sizing:border-box;
  }
  footer .foot-row{
    display:flex;
    justify-content:space-between;
    align-items:center;
    flex-wrap:wrap;
    gap:12px;
  }
  @media (max-width:600px){
    footer{ padding:36px 0 18px; }
    footer .foot-row{ flex-direction:column; align-items:center; text-align:center; gap:14px; }
  }
  footer p{
    font-family:'Inter',sans-serif;
    font-size:12px;
    color:var(--gray);
    letter-spacing:0.3px;
  }
  .footer-explore-row{
    display:flex;
    align-items:center;
    justify-content:center;
    flex-wrap:wrap;
    gap:14px 20px;
    padding:16px 0 20px;
    border-bottom:1px solid var(--line);
  }
  .footer-explore-row a{
    font-family:'Inter',sans-serif;
    font-size:13.5px;
    color:var(--gray);
    text-decoration:none;
    transition:color .2s ease;
    white-space:nowrap;
  }
  .footer-explore-row a:hover{ color:var(--white); }
  @media (max-width:480px){
    .footer-explore-row{ gap:8px 14px; }
    .footer-explore-row a{ font-size:11px; }
  }
  .footer-grid{
    display:grid;
    grid-template-columns:1fr;
    gap:32px;
    padding:28px 0 32px;
  }
  .social-row{
    display:flex;
    gap:10px;
    margin-top:18px;
  }
  .social-btn{
    display:inline-flex;
    align-items:center;
    justify-content:center;
    width:36px;
    height:36px;
    border:1px solid var(--line);
    border-radius:50%;
    color:var(--gray);
    text-decoration:none;
    font-family:'Oswald',sans-serif;
    font-size:10.5px;
    font-weight:600;
    letter-spacing:0.5px;
    transition:all .2s ease;
  }
  .social-btn:hover{
    color:var(--white);
    border-color:var(--red);
  }
  .footer-head{
    font-family:'Oswald',sans-serif;
    font-weight:600;
    font-size:12px;
    letter-spacing:2px;
    text-transform:uppercase;
    color:var(--red);
    margin-bottom:14px;
  }
  .footer-col{
    display:flex;
    flex-direction:column;
    gap:10px;
  }
  .footer-col a{
    font-family:'Inter',sans-serif;
    font-size:13.5px;
    color:var(--gray);
    text-decoration:none;
    transition:color .2s ease;
  }
  .footer-col a:hover{ color:var(--white); }